Apply for Deferment My Student Loan Information
Call Your RepresentativeKnow What You OweContact Your Loan Servicer


The following information is provided with permission from Mapping Your Mapping Your Future® is a national collaborative, public-service, nonprofit organization providing career, college, financial aid, and financial literacy information and services for students, families, and schools. For more info visit:

A deferment is a period of time during which your loan holder suspends your regular loan payments. Depending on the type of loan you have, the government may pay the interest for you (called a federal interest subsidy) during deferment periods. If you do not qualify for a federal interest subsidy, your loan will increase by the amount of unpaid interest that accrues during the period you are not making payments. Whenever possible, try to make your interest payments, even when they are not required. Making payments toward accrued interest will minimize the growth of your loan balance. Deferments are granted for specific situations and have certain time limitations and eligibility conditions. Common deferment situations:

See Deferment Applications/Forms below. Click to download the PDF file that best fits your situation:

Speak with a Representative about various loan repayment options.

Apply for Forbearance to temporarily lower or postpone your payments.